Howden has launched its telematics and data service to the UK market. Howden Drive gives brokers and insurers access to a database of driving and claims data as well as offering motorists evolving scores on their driving.

Jon Law, managing director at Howden Driving Data, said: “With customers hungry for solutions that can reduce their outgoings, we are excited to launch the Howden Drive service to insurers and brokers in the UK.

“The data collected from our devices and apps not only provides a behaviour score to lower premiums, but it validates the data set initially provided at quote for the entire life of the policy. In a market where we often see many key risk factors provided at quote change mid-term without insurers being notified – such as business use, kept address and marital and employment status - the ongoing validation of these factors will help insurers charge the right premium for the right risk.”

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