Specialist MGA iprism has developed a standalone holiday home product to expand its range of personal lines covers.

The cover was only previously available from iprism as an extension on the insured’s main residence policy. The new product is in response to broker demand and covers UK second homes or static caravans for both personal and commercial use.

The product includes accidental damage, third party liability up to a limit of £5m, and cover for emergency travel for the insured to visit a damaged property.

Ian Lloyd, iprism’s managing director, said: “We have identified a growing demand for a stand-alone holiday home product to protect and provide peace of mind to UK holiday homeowners. As a service-led business, we’re committed to offering our brokers new solutions to meet their needs and those of their client.”

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