Financial lines managing general agent Kayzen Specialty is offering add-in excess layer directors’ and officers’ liability policies that will drop down to offer cover where the primary cover is refusing to pay either due to an exclusion or because of a limitation elsewhere in the policy.

Charles Boorman, CEO at Kayzen Specialty said: “Our new Side A Wrap (SAW) product provides broader personal asset protection whilst enhancing brokers’ ability to retain or win business with a product that is a unique differentiator in the D&O market.

“We’re delighted with the initial response from our brokers to a truly innovative broadening of ground up coverage that maintains the integrity of a traditional D&O tower.”