Specialist digital asset broker Native has launched a new underwriting partnership and framework that seeks to reward strong risk practices by providing digital asset companies with lower premiums and enhanced insurance coverage.

The Native Risk Collective links vetted cybersecurity and risk mitigation technology – such as smart contract audits, onchain threat prevention, and disaster recovery – to improved insurance terms. Each vendor is assessed by Native and the underwriter to determine its impact on risk reduction, with clients who adopt one or more of the approved technologies gaining access to preferential insurance rates via a panel of specialist insurers, led by Lloyd’s of London underwriters Mosaic Insurance and Chaucer.

Native says this means they gain not only preferential insurance rates, but also access to a new and exclusive product that uniquely accounts for the technology, cyber, and crime risks specific to digital asset businesses. Several technology vendors have already joined the initiative, including Hacken, Circuit, BreachBits, Hypernative and Station70, with more expected to follow in the coming months.

Ben Davis, co-founder and CEO at Native, said: “For years, insurers have steered clear of digital assets because they see the sector as too risky and complex to underwrite with confidence. The Native Risk Collective changes that. It gives insurers a framework they can trust and connects them with vendors who are actively reducing risk on the ground. It’s the first time we’ve seen such an efficient way to bridge the gap between traditional insurance and digital assets, and it offers a win-win for everyone involved.”