Folgate Underwriting Agency Ltd has launched a new product called Contractors Combined to support brokers placing construction risks. It provides the option to tailor the specific cover provided by a policy from the following options: employers’ liability, public and products liability, contractors all risks, personal accident, property, professional indemnity, directors and officers liability and legal expenses.

Folgate said the product was backed by A-rated capacity and offered additional protections such as new-for-old cover on own plant items less than two years old and 365-day speculative build cover for private dwellings.

It also includes options to include inefficacy cover, damage to property being worked upon and environmental statutory clean-up costs.

Craig Miller, chief underwriting officer – liability at Folgate, said: “We understand how time-consuming and complex placing construction risks can be. That’s why Contractors Combined has been built to support brokers with a more personalised, bespoke approach for every risk, making the process smoother while ensuring clients receive the tailored, reliable cover they need.”