Figures from the government’s Compensation Recovery Unit show there were 63,833 motor injury claims registered in Q4 2025, down by 24% on the same period in the previous year. On an annual basis, motor claims were down from 328,637 in 2024 to 282,428 in 2025.

Matthew Maxwell-Scott, executive director of Association of Consumer Support Organisations, said: “While our roads have not become notably safer places in recent years, it has become far harder for people to make a claim when they are injured on them, especially as a result of the Ministry of Justice’s whiplash reforms.”

He added: “Ministers and officials may claim this as a victory, but unless and until the considerable savings being made are being passed on to motorists through materially lower insurance premiums, it’s a win for insurers’ shareholders and them alone.”