Dual UK has developed its social care offering to provide flexible cover to meet the operational and regulatory needs of children’s homes and special education needs schools. The packaged insurance offers abuse cover as well as medical malpractice and professional indemnity, integrated with public and employers’ liability cover. It also includes property damage and business interruption.

James Ramira, managing director of social care at Dual UK, said: “Children’s homes and SEN schools operate under intense regulatory and safeguarding pressure, and this enhanced proposition has been built specifically for environments where protection, regulatory scrutiny and continuity of care are critical.

“By bringing a number of strands of insurance together, we’re removing gaps and providing real reassurance for providers and brokers that the right protection is in place. It’s a joined up solution for a complex, highly regulated sector, underwritten by a specialist team that understands the practical challenges these settings face.”