Prestige Underwriting has launched a short-term unoccupied property product to protect properties left empty following the death of the owner. The provider said that more than three-quarters of its brokers had seen an increase in the number of families seeking unoccupied property cover. It said probate-related delays were an increasing driver of properties being unoccupied for extended periods.

Alison Williams, managing director at Prestige Underwriting said: “We understand that executors and trustees need solutions that are both comprehensive and adaptable, especially during a time of legal uncertainty.

“Our short-term unoccupied property Insurance addresses the specific risks associated with unoccupied properties, including fire, theft, storm, and subsidence, without the burden of excessive security warranties.”