Admiral Insurance and legal firm HF have worked in tandem to thwart a mother and son who had pursued a fraudulent claim valued at more than £2m following a minor accident. Inderjit Singh and her son Simerjit Singh now face costs and damages awarded against them of more than £200,000.

Inderjit Singh suffered minor injuries following her accident. But she claimed she had suffered a significant head injury, cognitive issues and that she required round-the-clock care. She said she was incapable of looking after herself, walking without aids, driving or tending to her own basic needs. Her son gave evidence to support these claims.

Investigations by Admiral and HF uncovered that these injuries were fake and that Inderjit Singh was actually driving around 10,000 miles annually and was fully capable of looking after herself.

Alex Wilkinson, partner and head of HF’s large loss fraud team, said: “Claimants who dishonestly exaggerate their otherwise genuine claims should already be wary given the power the court has to dismiss claims. This case helps demonstrate that they, and anyone who helps them commit fraud, should also consider what other sanctions they could face. The Singhs, in attempting to defraud Admiral, sought to enrich themselves by over £2m but now have to pay thousands to Admiral in damages and costs.”

Stuart Cook, head of technical claims at Admiral, added: “Admiral is committed to treating all customers and claimants fairly, while taking proportionate action when fraud is uncovered. In this case, Mrs Singh’s dishonest claim - potentially valued in the millions – was only made possible with the active involvement of her son.”