Personal lines broker Ceta has launched four new rent guarantee products in a bid to support landlords dealing with enhanced exposures created by the enactment of the Renters’ Rights Act 2025. Ceta expects rent guarantee claim durations to increase by 75% to 100% as the legislation increases the time taken by landlords to take possession of a property.

The new rent guarantee products are underwritten by Addept. They provide either 12 or 18 months of cover with excess options of zero or two months. Each product includes £50,000 cover for legal expenses.

James O’Hara, commercial director at Ceta, said: “Standard 6-month cover is no longer sufficient; cover of 12-18 months is more aligned to the current possession timelines facing landlords, because of the potential for longer arrear thresholds and significant court delays.”

Richard Finnan, managing director at Addept, added: “Private sector landlords are facing significant disruption as a result of the act. We’re delighted to support Ceta as they bring to market products designed to mitigate the legal risks and protect against rent arrears and repossession costs.”